Medical Student Handbook

Medical Student Education

Health Insurance

Policy 830.00

Policy Statement

1. All UVM Students are required to have health insurance to cover specialty care, emergency treatment, diagnostic tests not covered by UVM's Health Fee, prescriptions and hospitalizations, as well as primary care (sickness or accident/not preventive) when away from Burlington. Students must sign up for the coverage offered by UVM or supply the name of your current insurance provider. This can be done by visiting the Health Fee, Insurance and Billing webpage and completing the Insurance Policy Decision/Waiver Form. For questions about student health insurance, contact the UVM Health Insurance Office at 802-656-0602.
2. Students and their dependents are eligible to enroll in the UVM Student Health Insurance Plan (SHIP), which provides comprehensive coverage for illness, chronic conditions, accidents/injuries, and routine/preventive health services. [Select Benefit Information from the left sidebar to view the current year’s Benefits Summary.]
3. Coverage includes the following:
• Diagnostic testing
• Prescription medications
• Hospitalization
• Outpatient hospital services
• Mental health care
• Emergency room care
• Immunizations
• Pap tests
• Contraceptives
4. Preventive services provided on campus are covered at 100%. Most other services are covered at 80%, with 20% co-insurance. There is no deductible.
5. Medical students who enroll in the UVM SHIP may also enroll their dependent(s), via the university's insurance broker, University Health Plans, Inc. Dependents are covered by the same plan and scope of coverage as students. Students who enroll are charged the premium to their UVM student accounts. Students who enroll their dependents at the insurance broker's website are responsible for paying the premium directly to the broker.

Applicability of the Policy

All Medical Students

Related Resources

• Access Health CT
• Contact UVM Student Insurance (feel free to contact with any insurance-related questions)
• UVM Center for Health & Wellbeing Frequently Asked Questions about Insurance
• Vermont Health Connect

Related Larner College of Medicine Policies

• 810.00 Comprehensive Ambulatory Health Services
• 825.00 Insurance Coverage for Medical Students
• 840.00 Disability Insurance

Related University of Vermont Policies

• 2.3.6 Alcohol, Cannabis and Other Drug Use -Students
• 5.2.4 Bloodborne Pathogens Exposure Control
• UOP28 Communicable Disease
• 5.8.3 Emergency Management Institutional Continuity
• 5.17.3 Laboratory Health and Safety
• 5.19.2 Minors in Laboratories
• 2.22.2 Missing Student
• 1.3.2 Personal Safety and Security
• UOP36 Service and Emotional Support Animals

Related Liaison Committee on Medical Education (LCME) Standard(s)

12.6 Student Health and Disability Insurance

History

• 7/16/2013 Policy Adopted/Affirmed [Medical Curriculum Committee]
• 9/19/2017 Policy Revised [Medical Curriculum Committee]
• 6/18/2019 Policy Revised [Medical Curriculum Committee]
• 1/21/2020 Reformatted [Medical Curriculum Committee]
• 2/21/2023 Policy Revised [Medical Curriculum Committee]
• 7/18/2023 Policy Edited [Medical Curriculum Committee]
• 12/17/2024 Policy Reviewed [Medical Curriculum Committee]

Policy Oversight

Associate/Assistant Dean for Students

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